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Investment advice and strategy services encompass a broad spectrum of service offerings specific to your own investment goals.

Our investment advisors provide personalised guidance to individuals, families, and organisations seeking to grow their wealth through strategic investment decisions.

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Central to investment advice and strategy services is the development of a customised investment plan. This plan takes into account an individual’s financial objectives, risk tolerance, time horizon, and unique circumstances to craft a roadmap for wealth accumulation and preservation. By aligning investment strategies with specific goals and preferences, we help our clients make informed decisions that reflect their aspirations and values.

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Beyond implementing investment plans, our investment advisors in West Melbourne provide ongoing monitoring and management of investment portfolios. We employ rigorous analysis and market research to evaluate performance, identify opportunities, and adapt strategies in response to changing market conditions. Through regular reviews and updates, our clients can stay informed and confident in their investment decisions, knowing that their portfolios are aligned with their long-term objectives.

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A budget is a plan that works our how you will manage your income and expenses. Maintaining a budget is a powerful way to control your money. It helps you ensure there is enough money to cover your expenses and is an effective way to make sure you are not spending more than you can afford. More importantly, a budget can help you work out how much of your income you can put towards savings for your future, without impacting your everyday needs. Our investment advisors in West Melbourne can assist you in not only putting a comprehensive budget in place but also monitoring it to ensure that it works for you and your family.
Insurance is a form of protection – a way to protect yourself and your family and the things you own if something goes wrong. Everybody’s circumstances are different, but insurance is important for everybody to consider. Your need for insurance will change as you move through stages of your life. There are many different types of insurance, and we can help you find the right level of insurance for your needs.
Superannuation or ‘super’ is a way to save money for your future. It is important to understand how much super you’ll need, and how to best manage the money for your retirement. Through super, you can hold a wide range investment such as shares, property, and cash. Super receives favourable tax treatment, both when you are working and once you have retired. The government offers these tax savings to encourage you to build your retirement savings. Contact us today to understand how we can assist you in making sure you have the right strategy in place for your retirement.
In simple terms, Gearing is borrowing money to invest. The investment could be in shares, managed investments, or property. Gearing is, in essence directed towards producing a larger investment return by using borrowed funds, in addition to your own funds, so that your financial goals can be achieved more quickly. Gearing can be used as part of an overall strategy to help build your wealth. It gives you greater potential to generate wealth because you have more money invested. However, Gearing should be considered carefully, as it can also increase the investment risk significantly. Contact us today to better understand if geared investment could work for you.

During your working life you receive regular income in the form of a salary or business income. In retirement this regular income stops, so you need to draw on your savings to meet your lifestyle costs. You rearrange your savings, so you still receive a regular payment, just like a salary. This is called a ‘retirement income stream’. The type of income stream you can start at retirement depends on whether your savings are inside or outside of super. Contact us today to help you demystify retirement and set up the right retirement income solution for you.

Transition to retirement or ‘TTR’ is a strategy that can help you reduce your working hours while maintaining the same level of income. This is achieved by drawing a ‘TTR’ income stream from super. Everyone who has reached ‘preservation age’ but still working and less than 65 years of age re eligible to commence a TTR income stream. To understand if you have reached your ‘preservation age’ and if a TTR strategy will work for you, book in an appointment with us now.

The Purpose of the Age Pension is to provide a basic level of income in retirement. It’s a fortnightly payment made by the government to help you meet the cost of living if your retirement savings are below a certain level. To be eligible for the Age Pension, you must be of Age Pension age and have current level of assets and income assessed to determine whether you can receive a payment.

Estate planning is about wealth succession – a way to help protect the wealth you have built over your lifetime, so that it is distributed according to your wishes following your death. You spend a large part of your life working to earn money to look after yourself, to provide for your family and to save for the future. Given the focus that is places on creating wealth while you are alive, it seems logical to want come control over what happens to these assets once you are gone. Contact us now to seek assistance with your ‘Will’. ‘Power of Attorney’, ‘Medical Directives’, ‘Death Benefit Nomination’ and other estate planning needs.